Review with Renewal

POCBOOKS Update Moment – Review with Renewal

Created on March 24, 2020

Back in January, we discussed, “This month is often the start of something new or renewal for many people.” 

How are these important resolutions working out for you so far? 

Review with Renewal
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Chrissy Costanza Shout Out Baeth

Chrissy Costanza Shout Out Baeth – POCBOOKS Update Moment

What is something that great treatment given to customers produces in them? You will appreciate this “moment” because it tells of something you are most likely doing on a regular bases naturally!

Quick References discussed:Word of Mouth 2020 Baeth on Instagram Entreprenuer.com

Chrissy Costanza Shout Out Baeth
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What You Do With Knowledge Part 2

Perceptive Readers Podcast 4d

What You Do With Knowledge Part 2

Story Mode with the Author as the narrator

The Product of Culture website! pocbooks.com “Much More Than Books”

Hi. My name is James Lynch. I am an author, writer, and vendor of intriguing creativity. The Product of Culture website. Where the writings, professionals, artists, and musicians featured here are more than meets the eye and ear for perceptive tips, recreation, and music! This website also has a collection of digital and audio books. Listen to the Perceptive Readers intriguing PODCAST!

For 5 Tokens Unlock the Book.Read The: Life and Times of Baby Lucas

https://www.minds.com/POCJL/blog/life-and-times-of-baby-lucas-i-m-alive-and-my-grandpa-esq-vi-975161874085158912

Be sure to share this Perceptive Readers Podcast 4d

What You Do With Knowledge Part 2
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Categories

Support Artist Here is How

Welcome to this pocbooks update moment commentary based on Gaby Lopez ( Social Media Manager) Research and Experience.

Support your favorite musicians and artists. Here is How

Link to research here

https://www.instagram.com/p/B97WQhGnVjP/?utm_source=ig_web_copy_link

Support Artist Here is How
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Reading on Snow In Day

POCBOOKS Update Moment Reading on Snow (Inside) Day

Here is a great way to put your snow in day to use!

Be sure to keep your immune systems built up with fruits, vegetables, and vitamin C whether the days are cold or warm this month. Have a wonderful day.

Reading on Snow In Day
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articles

6.24 Billion Visa and Mastercard Class Action Settlement

6.24 Billion Visa and Mastercard Class Action Settlement.

This Article was repaired or refurbished on March 10, 2020. It was originally posted on April 17, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Dear Perceptive Readers, This is going to be as succinct an article, as possible by me, for you professionals who want to understand the Visa and Mastercard Action Settlement. You may also want to register this as ethical business practices as well.

These 4 questions will be covered

What is a Class Action Settlement?
Did Visa and MasterCard break any laws?
Were you cheated or your rights violated?
Where can you find out more on how to proceed?
Read This Section on Ethics

To prepare your perceptive mind to make a balance decision on this business matter, read and listen to Ethics A and Ethics B

Ethics A) “Ethics: The field of ethics (or moral philosophy) involves systematizing, defending, and recommending concepts of right and wrong behavior. Philosophers today usually divide ethical theories into three general subject areas: metaethics, normative ethics, and applied ethics. Metaethics investigates where our ethical principles come from, and what they mean. Are they merely social inventions? Do they involve more than expressions of our individual emotions? Metaethical answers to these questions focus on the issues of universal truths, the will of God, the role of reason in ethical judgments, and the meaning of ethical terms themselves.” –https://www.iep.utm.edu/ethics/

Ethics B) Do you Understand Communication Ethics Principles? (Video)

VISA AND MASTERCARD CLASS ACTION SETTLEMENT

6.24 Billion Visa and Mastercard Class Action Settlement

This is a proposed $5.54–$6.24 billion settlement to provide payments to merchants who accepted Visa and Mastercard at any time from January 1, 2004.

1) What is a Class Action Settlement?

A class action is a procedural device that permits one or more plaintiffs to file and prosecute a lawsuit on behalf of a larger group, or “class”. – Cornell Law School – https://www.law.cornell.edu/wex/class_action

Just One Example: You own a business, as the innocent plaintiff, that has been hurt by another company’s business practices that violated/broke the law, now the defendant, in their dealings/transactions with you. Your fellow merchants, whether in the same location or country-wide experienced the same treatment.

This is what your experience/complaint results in: “ In a class action, people or businesses sue not only for themselves, but also on behalf of other people or businesses with similar legal claims and interests. Together all of these people or businesses with similar claims and interests form a class, and are class members.”

2) Did Visa and Mastercard break any laws?

This lawsuit is principally about the interchange fees attributable to merchants that accepted Visa or Mastercard credit or debit cards between January 1, 2004 and January 25, 2019, and Visa’s and Mastercard’s rules for merchants that have accepted those cards.

The Rule 23(b)(3) Class Plaintiffs claim that…

3) Were you cheated or your rights violated?

Rule 23(b)(3) Class Plaintiffs claim that Visa & Master Card its respective member banks, including the Bank Defendants violated the law(s) by carrying out the following practice(s):

Violated the law because they set interchange fees.

*They imposed and enforced rules that limited merchants from steering their customers to other payment methods. (E.g no-surcharge rules, no-discounting rules, honor-all-cards rules)

*Conspired together about some of the business practices challenged
• They continued in those activities despite the fact that Visa changed its corporate structure and became a publicly owned corporation after this case was filed.
• Conduct caused the merchants to pay excessive interchange fees
“The Defendants say they have done nothing wrong. They claim their business practices are legal, justified, the result of independent competition and have benefitted merchants and consumers.”
4) Where can you find out more on how to proceed?
Current Status
On January 24, 2019 the Court granted preliminary approval to the settlement filed on September 18, 2018. The Order is available
How do I ask for money from this settlement?
You must file a valid claim to get money from this Settlement. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b)(3) Settlement Class, you will receive a claim form in the mail or by email. If you do not receive a claim form and/or are not sure whether you are part of this settlement, contact the Class Administrator:
Call the toll-free number: 1-800-625-6440
Write to: Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530
Email: [email protected]
Concluding Information
This information is provided to you as an FYI. I very much realize how intelligent you readers are here. Yet, as has been stated, at times the thoroughness of documents made for taxes, court cases, and contracts can be a bit overwhelming for the best of us. Especially with people who have the creative mindset. Though you create complex music and art in general, you like to keep things simple, clean, and honest when it comes to business and professional matters. In general, most people wish such things of this nature could be so simple. All the same, this information is not to tell you what to do, but give you some idea on what it is about. – Regards, J.

Categories
Technology

Is 5G Wireless Safe Technology in your Home

Is 5G Wireless Safe Technology in your Home?

You Perceptive Readers will find this 5G Wireless Safe technology an important subject to talk about over coffee. Yes, the following information is to provide thoughts you may or may not have considered at this time.
Is 5G Wireless Safe Technology in your Home?

Think about the children. This is a thought adults keep in mind when it comes to anything, and we of humanity do mean anything that can affect a child adversely. The smallest of us can’t speak for themselves, and so the parents and one’s in positions of trust have a wonderful responsibility to take perfect care of them.

Didn’t that statement just make you feel good inside? It is also a sobering thought as well.
Is 5G wireless safe for children to be around?

The (IoT) Internet of things will continue to take the already billions of connected devices to hundreds of billions with 5G capable devices. That’s if the 5G implementation of telecom and corporate companies go as planned.

The question people are still asking, “Is this powerful technology safe for children?” Is it safe for humans to have our home’s and neighborhoods air space saturated with these waves transmitting in all these (IoT) devices, along with our phones?
A Statement from Frank Clegg on 5G

After viewing the video below by Frank Clegg, I made this statement on my Minds Product of Culture channel to the subscribers:

FYI
Me: Take it from someone who was certified in multi-channel communications decades ago. Though I have a deep appreciation for technology, my experience and knowledge gives creditable red flags and great caution with the way they are talking about the implementation of 5G. Like energy plants having to be shielded with alot of safe guards, researchers may find 5G technology is in the same RISK category that requires such (insulation) protections.

Frank Clegg on 5G Wireless Tech

Mr, Frank Clegg – Former President of Microsoft Canada
Technologies Mission is to enhance our quality of life.

It aids in building, feeding, and medically advanced healing research as never before. The theme parks and recreational escapees we travel to are the majority of the time provided by the safe usage of technology.

We may find 5G wireless technology is also like driving a race car. Though the vehicle can travel at great speeds, going at those highspeeds is not allowed everywhere for the public’s safety.
We may also find 5G wireless technology a catch twenty- two situation catch 22.

Technology is a wonderful tool. Let us be always aware it is also a powerful tool that should be respected.
Why does something work the way it does?
Do I need special garments (clothing) and training to use such tools?

Becoming knowledgeable for ourselves in the benefits and risk of these technologies will help us to make better decisions. The children of humanity will also thank us for it. These precious minds are worth the necessary research.
My experience, Mr. Frank Clegg words on this 5G technology topic should not be hastily ignored.

Categories
Uncategorized

Mentor Students in Honesty Best Policy

Mentor Students in Honesty is the Best Policy

Hi Mentors and Perceptive readers to these thoughts on honesty is the best policy.

This Article was repaired or refurbished on February Mar 2, 2020. It was originally posted on Sept 5, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Honesty is the Best Policy

How would you answer on the value of honesty? Is it the best way to be?

The above question is:

A) Fact
B) False
Right or wrong?

In the BusinessDictionary it references honesty inclusion for ethical behavior. It states:

Acting in ways consistent with what society and individuals typically think are good values.
Ethical behavior tends to be good for business and involves demonstrating respect for key moral principles that include honesty, fairness, equality, dignity, diversity and individual rights.

Business Dictionary

Do you get the understanding that what you see is what you get ? Or at the very least be Truthful

So when you introduce yourself by name to this new person, it is expected that not only are you giving the correct name, but honesty is certainly involved with the name and actions; and will continue to do so.

Society needs and expects honesty and dignity in everyday interactions.
Well then, already, at the start of this school year, mentors and teachers have classes of these bright minds still considered in their early stage of life’s understanding. Will YOU impress upon your listeners how honesty is the best policy?

Yes, even when it comes to homework; please stop blaming sweet Fido (dog family member) for eating it. If Fido is eating it, then can you move work assignments to higher ground?

At the very least, continue to impress upon these minds, “If you have a question, then please by all means ASK.”

Yes, mentors and teachers have a way of instructing their students through their joy of the subject to become involved during a question and answer session.

For example, some teachers in a thirty-minute teaching session may teach for ten minutes and answer questions for five minutes. Then they may have another five or ten minutes for paperwork exercises. Some students (most likely) may have a few questions afterwards.

The above is by no means set in stone on how to teach.

The purpose of this article is to share the importance of your mentoring routine in allowing and in some cases encourage honest questions. Some students may experience timidity at first.

In conclusion, how would you rate your environment for bringing out the best in your students? With an assessment and observation of the questions you are receiving, then your classroom policies will improve its conduciveness for drawing out honest responses from your students.

Categories
articles

African Grey Parrot Home with Shira

African Grey Parrot Home with Shira

Over the years, we have discussed dogs, horses, and even the cats who ignore us on this website. Now we have the opportunity to talk about the African Grey Parrot.

This Article was repaired or refurbished on March 1, 2020. It was originally posted on July 24, 2019 Check the site archive.today for verification of pocbooks.com online presence.

This article came about via conversation with Shira, an animal lover. Notice what she shares with us in the sub-heading, A Warm Temperament Needed
The African Grey Parrot

These birds are intelligent with a distinct red tail. They can learn a vocabulary of over 1,500 words. You never have to carry on a conversation with yourself again. An interesting point is the price cost for the African Grey; which ranges from the mid hundreds in US currency to thousands of dollars. Take a look at the photos below of this beautiful bird.
Shira’s Family Member

Shira is one human that loves animals. She takes great care in knowing how to treat the animals in her care. With that being said, she also has a Great Dane in the family in addition to Bella (African Grey). How do her children get along you might wonder?

Gratefully, we have Shira to tell us about this family arrangement with insightful notes to keep in mind when you are looking to develop a friendship with these birds.

A Warm Temperament Needed

Shira tells us the following experience with the bird’s temperament.

Bella is very calm.. when she is in her cage, it’s her home and does NOT want to be bothered. We let her come to us. She will warn you by making a quick scratch with her foot to her face and a squeak. Bella does bite if you push to hold her. Enough to draw blood; but as a warning, she does not like what you are trying to do. She will come out on her own time. When Bella flies she lands on the floor and explores.

She loves the vacuum cleaner and hanging upside down from the door frame. If you are sitting on the floor and doing something, she will come out to see what you’re doing. Very curious; while always watching and listening to everyone and everything around her. She loves drinking out of coffee cups and mimics like sounds that are often made in the house.

She says things in a man’s voice as well as women’s voice. Bella will mimic your voice if your around enough. Lots of sounds Including a super loud alarm clock beeping. 6 am, every morning. lol. Bird chirps (mimics my little kiwi, a female lovebird.)A microwave beeping and many more noises and sounds.

Her previous owner was an elderly women who she adored. Bigger parrots are generally a one person, one gender owner. She took to me so when she is out and about exploring, she will step up on my arm with no complaints.
The (Bella) African Grey Parrot Diet

As for what I feed her? There is a special blend of parrot food that is brightly colored and almost reminds me of Trix cereal. Her all time favorite, although, is sunflower seeds

Shira, what are your insights for anyone looking to purchase or adopt one of these magnificent birds of creation?

If someone is looking to adopt a beautiful exotic large parrot, I recommend mainly patience. The best way I can describe bringing one into your family is they are like abused animals. When you adopt an animal that has been abused, they are frightened, skittish, and on edge. The more you have patience and show them love; the more they will come around. Same as parrots. Let them come to you. Take the time to feed and love them; talk to them… like you would a dog that has been abused… they are extremely smart. I’ve also raised macaws and small birds and parrots.
Thank You Shira and Bella

The Product of Culture website gives a heartfelt thanks to Bella, who this time desired Shira to do all the talking in this interview. Have you come to the conclusion that it is a wonderful thing they have found one another? Once again, thank you Shira for all these tips on how to take care of the African Grey Parrot.

Are you subscribed to the Perceptive Readers Podcast?

Categories
articles

Expressions Abstract Art and Colors

Expressions Abstract Art and Colors

Expressions through Abstract Art and Color will lighten up not only museums but also places of residence. Colors provoke emotions in us humans.

This Article was repaired or refurbished on February 20, 2020. It was originally posted on February 25, 2016 Check the site archive.today for verification of pocbooks.com online presence.

Reader: Why does he always bring up the word humans?

Blogger response: Humans have a heart of sensitivity and love to appreciate people and culture. Since you are a regular reader here, are you not this type of human?

Okay, back to “Colors provoke emotions in YOU.”

This is a wonderful gift we have in life. Look at a flower right now. Even if you are presently sitting in a comfy chair with no flowers around, I’m very sure you can pull up a jpg of a flower on your electronic device.
Okay, let me help by providing you with this one. You knew I would do this for you; didn’t you?

What emotions were or are provoked in you? Well, I tell you now, I see beautiful, totally beautiful. Don’t you too? Could you imagine anyone having anything negative to say about this beautiful wild orchid blossom?
There you have it, the positive influence of color.

Colors in Abstract Art

Let us talk about Abstract art. Abstract art uses color in a way that does not always have a point of reference. For example, one person may look at a masterpiece of abstract art and see a form of a human, yet the artist is/was not limited to the body’s real proportion sizes. The shapes and forms may be readily seen and understood, or not. But here is the point. Abstract art is enigmatic at times; however, you often see the imaginations free use of colors in various shapes and forms.

Interviewing an Artist

I had a chance to talk with an abstract artist. Tracey B. is an empathetic person who is highly respected by the people she works with and manages. Since she is constantly giving out instruction and encouragement to others, what is something that gives her joy in and of itself? You know; personal time.

Autumn River by Tracey B.

Tracey’s face lights up as she relates how from an early age she loves expressing herself through art.
Her artistic tool of choice is Acrylic paint. Tracey explained to me all about the consistencies of Acrylic paint, and for the sake of refreshing my thoughts on what Tracey explained to me in detail on the subject, I went to Wikipedia. Will this information also help you?

Acrylic paint is a fast-drying paint containing pigment suspension in acrylic polymer emulsion. Acrylic paints are water-soluble but become water-resistant when dry. Depending on how much the paint is diluted with water, or modified with acrylic gels, media, or pastes, the finished acrylic painting can resemble a watercolor or an oil painting, or have its own unique characteristics not attainable with other media.-https://en.wikipedia.org/wiki/Acrylic_paint

Tracey according to her experience says acrylic paints are inexpensive and easy to work with.

Tracey’s Expressions through Art and Colors

Tracey loves colors! All kinds of colors! She expresses herself through color and different mediums. Pastel, nail polish and even glitter glue; to name a few.

One thing we continue to see in culture is how people express themselves; for example, musicians sing and artists paint. Imagine for a moment if someone like Tracey didn’t have this way of expressing her heart. Would she still be the same person people love to spend time with at play and work? Yes, most people would still enjoy her company.
All the same, this additional question comes to mind.

Presented in this article is a small gallery of work from Tracey. She has a lot of paintings. But you know how this Product of Culture website appreciate authenticity:
“Please share which paintings have meant the most to you throughout your life?”
Tracey’s reply: “These are the ones I made some time back when I was going through a lot of transitions in my life.”

Tracey overcame obstacles that some of the readers may be able to discern in her artwork.

Just how much more Tracey’s personality is alive because she is able to express this God given artistic talent in personal time?

Keep this in mind, one of the joys of culture and life is how these different God-given talents may move us to take time out alone. Then, when such ones have stretched their petals of imagination, they return to share and beautify the whole community.

Everyone has a gift to share with others to make them happy. Let us continue to be appreciative of one another. Yes, culture is like an infinite museum you never want to leave, but you are still very happy because you can return again and again.

WILD ORCHID BLOSSOM

Remember the wild orchid blossom (Marie Digby painting now featured) near the beginning of this article? I will wait for you to take a look at it one more time. Now remember how the colors of this flower filled you with positive feelings. Take this feeling with you whether you are a skilled painter, or skilled in many of the enthralling occupations and hobbies in life. One thing is for certain; we experience life through colors so let us continue to look at all colors of expression for the value they can provide us in art, in life, and with a genuine smile.

For Email Inquiry of Artwork Place in subject line: Tracey B. Abstract Artist