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The Universe

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Welcome Perceptive Readers to the Spaceship PoeArtistry!

Arriving or Docking at ports across the universe and the marvelous planets.

It is my pleasure to welcome you to this James PoeArtistry creation on September 9, 2023.

Again, Welcome!

The Official James Lynch Jr; James PoeArtistry Production Cashapp
I use it for consulting, questions, coffee, and Tips.
RIGHT HERE: https://cash.app/$Poeartistry
Thanks for the interest. Kind Regards James Lynch

We are embarking and leaving for our next universe sector! Going where no man, woman, or mind has gone before! The Sage, “Our Next station is near the M87 black hole”

NEW Music September 22, 10:00 am
AGAINST THE CURRENT

AI or Natural Writing The Situation By Author James Lynch The Consultant [Natural Writing Draft]

Striving for the Perfect Paper. Part 1 Millennials Please Never Forget DRAFT

SHARE YOUR PERFECT GIFT IN JOY Drafting

Why Taylor Swift is a Doctor Part 1 of 4 Final Draft Stage

Each song is a Thoroughbred Brief Thoughts

A Dr Taylor Swift Helpful Thought Today

Why Taylor Swift is a Doctor Part 2 of 4 Classroom Preparation Speech

I-Heart Innovator Why Taylor Swift is a Doctor Part 3 of 4 Notes Recorded

Creative Honor Part 1 of 5 By James Lynch Jr MISSION STATEMENTS

Are you on vacation? Read or listen to an interesting book while traveling on a train or plane. Let the waves of the ocean calm your mind. In space, the light-speed travel purifies the soul during this time. – The Sage

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September 20 – 22, 2023 Highlights

https://www.tumblr.com/jamespoeartistry/728719602063933440/a-grandfather-and-his-granddaughter-looking-at

It is my pleasure to share these thoughts on the James Spaceship PoeArtistry page. This is a special weekend highlighted.

Poetry & Art

What is Poetry? First, Perceptive Readers, I want to share a thought from The Royal Collection Trust

“Long before the dictionary of Samuel Johnson in the eighteenth century, scholars attempted to write down the words of their languages to facilitate study.”

“What did Poetry mean for Shakespeare? A writer’s soul often hopes to touch another’s life in a way that reveals we indeed are all connected by L.O.V.E. and not just DNA.” – Best Regards, James; The Sage

Poetry: The Britannica Meaning states “literature that evokes a concentrated imaginative awareness of experience or a specific emotional response through language chosen and arranged for its meaning, sound, and rhythm.”

A B C Sage Thought Today By The Sage

He can sit down by a lake with you.

Telling many tales more and more than one or two

Poetry in his mind so profound that at times we will just say

I don’t understand

Then he opens his mouth again with a twinkle in his eyes and states:

Allow me to introduce you to My Muse.

Where in the world did this bright smile come from? 

A woman so fair, and yet she shimmers with all the complexion and texture the sun gives

As I stood in awe at the lake

The Sage asked me what time is now?

I looked at my watch and it showed 8

He smiled again with a lighthearted chuckle

He finished my words with a point to the water

How did he know what I would ask next?

My interested one, I share with you now, my Muse is here to impart in you the unknown variable X multiplied by 8  

The universe is right before you 

How will you see and hear?

I hesitated…

The Sage says, there is nothing to fear.


What is Art? The Britannica Meaning states: “Art, a visual object or experience consciously created through an expression of skill or imagination. The term art encompasses diverse media such as painting, sculpture, printmaking, drawing, decorative arts, photography, and installation. (Read Sister Wendy’s Britannica essay on art appreciation.)”

Welcome to The Spaceship PoeArtistry Dock

Justice, Victoria

It is a creative endeavor. – James; The Sage.

Spaceship PoeArtistry Page
Attribution Planet-Michael_IIchov

Justice, Victoria

It is a creative endeavor. Victoria is an actress, attended Cleveland High School with completion of home courses for her diploma. Victoria is also a singer with a range of pop, soul, and blues sounds and flavor. Victoria Justice’s style of dress is casual, to western, to sensual, to the elegance of a woman produced by The Grand Creator. This weekend you can consider for yourself the strength of her personality and talents. Will you consider her world?

Read More

Justice V

Monologue Moments on Justice during this special weekend of joy and somber moments. James

“In 99% of the cases, a complete eBook ends up being a pirates’ possession the very day of its release. That leads to a decrease in sales and losses both for authors and publishers.” – Booknet.com

CLARIFICATION: The Cash app for James PoeArtistry. $1.000 US currency for consulting services deposit each business day 5 days a week
https://cash.app/$Poeartistry

Justice is Very Beautiful in the Right Mind and Hands. The land will be green. The flowers will bloom. Happiness abounds all because no one will or can take what is God given and rightfully yours.

Now ain’t that right, ain’t that beautiful, surely it’s wonderful justice.

Justice is so good that even God shows the eagle, man, bull and Lion around him. Which one is justice?

Just is righteous, Justice is Royal, justice is right for the people.

Happy People #justice By James; The Sage

Striving for the Perfect Paper AI or Natural Writing The Situation By Author James Lynch The Consultant

  1. Spaceship PoeArtistry 5A Opening Draft Paragraph AI or Natural Writing The Situation
  2. * Hello Perceptive readers. This is James Lynch the PoeArtistry consultant; creator and owner of James PoeArtistry Productions. This is truly addressing AI or Natural Writing The Situation. I greatly appreciate your interest as we talk about this important and as we strive to create the perfect paper. Do you hear me Class of 2024?!
  3. *If you ever take the time to read through archives of your school papers with a favorite beverage like coffee or tea; you may be surprised at earlier creations. There are many articles; I’m excluding my flagship books from this, that I wonder if they could have been naturally made perfect? More perfect, if you will? You do have excellent writers in the world where more perfect would apply in some cases.
  4. * Natural Writing Keeps The Zest of Life in Us Humans! There are writers today who will tell you, It saved their lives. At the very least, they are talking about their sanity. Trust me on what you just read; chuckle. Still, here are exhilarating reasons to write: Mark Edmundson, Masterclass, explains it’s, “One of the greatest human goods”
  5. *With the above being stated, many of you know I do not use artificial intelligence aka AI writing programs to produce my reports, commentaries, stories, podcasts, professional correspondence, personal correspondence, notes, e-mail, or letters! Does this about covers it?

Spaceship PoeArtistry 5A Concluding Final Form Draft Paragraph AI or Natural Writing The Situation

2. *(Can you spot the changes made?)Hello Perceptive readers ->(Readers). This is James Lynch the PoeArtistry consultant; creator and owner of James PoeArtistry Productions. This is truly addressing AI or Natural Writing The Situation. I greatly appreciate your interest as we talk about this important (subject) and as we strive to create the perfect paper. Do you hear me Class of 2024?!  minds.com/jamespoeartistry

3. *(Can you spot the changes made?)If you ever take the time to read through (the) archives of your school papers with a favorite beverage like coffee or tea; you (will at times) be surprised at earlier creations. There are many articles; I’m excluding my flagship books from this, that I wonder if they could have been naturally made perfect? More perfect, if you will? We do have excellent writers in this world where more perfect would apply in special cases.

4.*(Can you spot the changes made?) Natural Writing Keeps The Zest of Life in Us Humans! There are writers today who will tell you, (writing) saved their lives. At the least, they are talking about their sanity. Trust me on what you just (considered); chuckle. Still, here are exhilarating reasons to write: Mark Edmundson, Masterclass, explains it’s, “One of the greatest human goods.”

5.*(Can you spot the changes made?) Now with the above being stated, many of you know I do not use artificial intelligence programs. I do not use the AI writing programs to produce reports, commentaries, stories, podcasts, professional  or personal correspondence. I will reiterate that I send only natural notes, e-mail, and letters! Does this about covers it?

Article Sector on in the Universe: AI or Natural Writing The Situation By Author James Lynch The Consultant

Striving for the Perfect Paper. Part 1 Millennials Please Never Forget

Spaceship PoeArtistry Opening Draft Paragraph Part 1 Millennials Please Never Forget

2*Perceptive Readers Podcast Journal
Hi I’m James Lynch Millennials, please never forget this. Even though what I’m about to state
applies to all, I want to reference a thought that I read the other day for you. It will add more depth
I believe to why I titled this PoeArtistry Journal (Podcast): “Millennials please never forget this”

3*The other day I read a question on social media: “Aren’t you glad you were born before this age or the age of the internet?” You know; the technology age. The internet has been around a long time; even way back in the 1950s; at least some form of it. I’m talking about more than being Morse code.

4*The telephones were certainly appreciated as marvels of invention.
However, the extravagant technological age that we have today started being developed more than less the military. Perceptive Readers we are now in the age of social media; and a plethora of programs, streaming services, and space flight! There is an abundance of knowledge on enumerable topics at your finger tips. When you are able to focus, there is enough research you could do just in one day that would have taken people back in the 1800 and 1900s years gathering together!

5*Thank goodness for computers and digital storage! The millennials have been born during a time they now have all these advancements at reasonable costs; and sometimes free. The appreciation for such capacity and speeds should be kept in mind. No, we should never forget.
The Ultra high-speeds for 5G and 6G consideration, what will persons like yourself think up next?

6*I’ve always stated: “Make sure the implementation of these technologies are proven safe.”
The safeguards; the shielding; etc. When we talk about speeds and how fast knowledge/data is uploaded and downloaded it can start to be viewed as common or 2nd nature in which we give no thoughts to and forget it.

7*Therefore, you dear millennials; this brings us to the topic of patience.
Everything wasn’t meant to go at 100 millionth of a second speeds.

Article Sector on in the Universe: Part 1 Millennials Please Never Forget By Author James Lynch The Consultant

Updates and Revisions: The 6.24 Billion Visa and Mastercard Class Action Settlement

Updates Being Written Now ARTICLE: The 6.24 Billion Visa and Mastercard

Updates Being Written Now to this James PoeArtistry article – See Side bar as well.

  1. Whats New?
  2. Has anyone received updates and how?

The 6.24 Billion Visa and Mastercard Class Action Settlement.

This Article was repaired or refurbished on March 10, 2020. It was originally posted on April 17, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Dear Perceptive Readers, This is going to be as succinct an article, as possible by me, for you professionals who want to understand the Visa and Mastercard Action Settlement. You may also want to register this as ethical business practices as well.
These 4 questions will be covered

What is a Class Action Settlement?
Did Visa and MasterCard break any laws?
Were you cheated or your rights violated?
Where can you find out more on how to proceed?

Read These Sections on Ethics

To prepare your perceptive mind to make a balance decision on this business matter, read and listen to Ethics A and Ethics B

Ethics A) “Ethics: The field of ethics (or moral philosophy) involves systematizing, defending, and recommending concepts of right and wrong behavior. Philosophers today usually divide ethical theories into three general subject areas: metaethics, normative ethics, and applied ethics. Metaethics investigates where our ethical principles come from, and what they mean. Are they merely social inventions? Do they involve more than expressions of our individual emotions? Metaethical answers to these questions focus on the issues of universal truths, the will of God, the role of reason in ethical judgments, and the meaning of ethical terms themselves.” –https://www.iep.utm.edu/ethics/

Ethics B) Do you Understand Communication Ethics Principles? (Video)

VISA AND MASTERCARD CLASS ACTION SETTLEMENT
6.24 Billion Visa and Mastercard Class Action Settlement

This is a proposed $5.54–$6.24 billion settlement to provide payments to merchants who accepted Visa and Mastercard at any time from January 1, 2004.

1) What is a Class Action Settlement?

A class action is a procedural device that permits one or more plaintiffs to file and prosecute a lawsuit on behalf of a larger group, or “class”. – Cornell Law School – https://www.law.cornell.edu/wex/class_action

Just One Example: You own a business, as the innocent plaintiff, that has been hurt by another company’s business practices that violated/broke the law, now the defendant, in their dealings/transactions with you. Your fellow merchants, whether in the same location or country-wide experienced the same treatment.

This is what your experience/complaint results in: “ In a class action, people or businesses sue not only for themselves, but also on behalf of other people or businesses with similar legal claims and interests. Together all of these people or businesses with similar claims and interests form a class, and are class members.”

2) Did Visa and Mastercard break any laws?

This lawsuit is principally about the interchange fees attributable to merchants that accepted Visa or Mastercard credit or debit cards between January 1, 2004 and January 25, 2019, and Visa’s and Mastercard’s rules for merchants that have accepted those cards.

The Rule 23(b)(3) Class Plaintiffs claim that…

3) Were you cheated or your rights violated?

Rule 23(b)(3) Class Plaintiffs claim that Visa & Master Card its respective member banks, including the Bank Defendants violated the law(s) by carrying out the following practice(s):

Violated the law because they set interchange fees.

*They imposed and enforced rules that limited merchants from steering their customers to other payment methods. (E.g no-surcharge rules, no-discounting rules, honor-all-cards rules)

*Conspired together about some of the business practices challenged

  • They continued in those activities despite the fact that Visa changed its corporate structure and became a publicly owned corporation after this case was filed.
  • Conduct caused the merchants to pay excessive interchange fees
    “The Defendants say they have done nothing wrong. They claim their business practices are legal, justified, the result of independent competition and have benefitted merchants and consumers.”
    4) Where can you find out more on how to proceed?
    Current Status
    On January 24, 2019 the Court granted preliminary approval to the settlement filed on September 18, 2018. The Order is available
    How do I ask for money from this settlement?
    You must file a valid claim to get money from this Settlement. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b)(3) Settlement Class, you will receive a claim form in the mail or by email. If you do not receive a claim form and/or are not sure whether you are part of this settlement, contact the Class Administrator:
    Call the toll-free number: 1-800-625-6440
    Write to: Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530
    Email: info@PaymentCardSettlement.com
    Concluding Information
    This information is provided to you as an FYI. I very much realize how intelligent you readers are here. Yet, as has been stated, at times the thoroughness of documents made for taxes, court cases, and contracts can be a bit overwhelming for the best of us. Especially with people who have the creative mindset. Though you create complex music and art in general, you like to keep things simple, clean, and honest when it comes to business and professional matters. In general, most people wish such things of this nature could be so simple. All the same, this information is not to tell you what to do, but give you some idea on what it is about. – Regards, J.

6.24 Billion Visa and Mastercard Class Action Settlement.

This Article was repaired or refurbished on March 10, 2020. It was originally posted on April 17, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Dear Perceptive Readers, This is going to be as succinct an article, as possible by me, for you professionals who want to understand the Visa and Mastercard Action Settlement. You may also want to register this as ethical business practices as well.
These 4 questions will be covered

What is a Class Action Settlement?
Did Visa and MasterCard break any laws?
Were you cheated or your rights violated?
Where can you find out more on how to proceed?
Read This Section on Ethics

To prepare your perceptive mind to make a balance decision on this business matter, read and listen to Ethics A and Ethics B

Ethics A) “Ethics: The field of ethics (or moral philosophy) involves systematizing, defending, and recommending concepts of right and wrong behavior. Philosophers today usually divide ethical theories into three general subject areas: metaethics, normative ethics, and applied ethics. Metaethics investigates where our ethical principles come from, and what they mean. Are they merely social inventions? Do they involve more than expressions of our individual emotions? Metaethical answers to these questions focus on the issues of universal truths, the will of God, the role of reason in ethical judgments, and the meaning of ethical terms themselves.” –https://www.iep.utm.edu/ethics/

Ethics B) Do you Understand Communication Ethics Principles? (Video)

VISA AND MASTERCARD CLASS ACTION SETTLEMENT
6.24 Billion Visa and Mastercard Class Action Settlement

This is a proposed $5.54–$6.24 billion settlement to provide payments to merchants who accepted Visa and Mastercard at any time from January 1, 2004.

1) What is a Class Action Settlement?

A class action is a procedural device that permits one or more plaintiffs to file and prosecute a lawsuit on behalf of a larger group, or “class”. – Cornell Law School – https://www.law.cornell.edu/wex/class_action

Just One Example: You own a business, as the innocent plaintiff, that has been hurt by another company’s business practices that violated/broke the law, now the defendant, in their dealings/transactions with you. Your fellow merchants, whether in the same location or country-wide experienced the same treatment.

This is what your experience/complaint results in: “ In a class action, people or businesses sue not only for themselves, but also on behalf of other people or businesses with similar legal claims and interests. Together all of these people or businesses with similar claims and interests form a class, and are class members.”

2) Did Visa and Mastercard break any laws?

This lawsuit is principally about the interchange fees attributable to merchants that accepted Visa or Mastercard credit or debit cards between January 1, 2004 and January 25, 2019, and Visa’s and Mastercard’s rules for merchants that have accepted those cards.

The Rule 23(b)(3) Class Plaintiffs claim that…

3) Were you cheated or your rights violated?

Rule 23(b)(3) Class Plaintiffs claim that Visa & Master Card its respective member banks, including the Bank Defendants violated the law(s) by carrying out the following practice(s):

Violated the law because they set interchange fees.

*They imposed and enforced rules that limited merchants from steering their customers to other payment methods. (E.g no-surcharge rules, no-discounting rules, honor-all-cards rules)

*Conspired together about some of the business practices challenged

  • They continued in those activities despite the fact that Visa changed its corporate structure and became a publicly owned corporation after this case was filed.
  • Conduct caused the merchants to pay excessive interchange fees
    “The Defendants say they have done nothing wrong. They claim their business practices are legal, justified, the result of independent competition and have benefitted merchants and consumers.”
    4) Where can you find out more on how to proceed?
    Current Status
    On January 24, 2019 the Court granted preliminary approval to the settlement filed on September 18, 2018. The Order is available
    How do I ask for money from this settlement?
    You must file a valid claim to get money from this Settlement. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b)(3) Settlement Class, you will receive a claim form in the mail or by email. If you do not receive a claim form and/or are not sure whether you are part of this settlement, contact the Class Administrator:
    Call the toll-free number: 1-800-625-6440
    Write to: Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530
    Email: info@PaymentCardSettlement.com
    Concluding Information
    This information is provided to you as an FYI. I very much realize how intelligent you readers are here. Yet, as has been stated, at times the thoroughness of documents made for taxes, court cases, and contracts can be a bit overwhelming for the best of us. Especially with people who have the creative mindset. Though you create complex music and art in general, you like to keep things simple, clean, and honest when it comes to business and professional matters. In general, most people wish such things of this nature could be so simple. All the same, this information is not to tell you what to do, but give you some idea on what it is about. – Regards, J.
    Do You Have a Favorite Episode of the Perceptive Readers Podcast? Now James PoeArtistry Productions Podcast.
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    Revelation 3 One to Seven Reading By James PoeArtistry
    Revelation 3 One to Seven Reading By James PoeArtistry
    Revelation 3 One to Seven Reading By James PoeArtistry. It is a pleasure to read these thoughts and[…]
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    01:55

I will upload the “Your Health is Very Important” video again to The James Poeartistry Rumble.

Welcome to the Product of Culture Website League In Writing and Podcast

Special Note: If you have questions about any writings, podcast, etc posted on this website, You can Contact me on minds.com/jamespoeartistry or https://minds.com/pocbookscrypto Thank you for the Interest.
Featured 5 Today Sidebar, Perceptive Listeners, Perceptive Readers
Appreciating Your Golden Eggs and The Goose POEARTISTRY Journal
June 12, 2023 jamesofficial

1222 total views , 220 views today

Appreciating Your Golden Eggs and The Goose POEARTISTRY Journal

Welcome to James PoeArtistry Productions

You may also want to search the website for: Words in Writing F Poetry

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It represented substance and covering in abundance

Today, we are discussing an interesting tale.

When you think about all the wonderful gifts a person(s) may desire to give others like family, friends, and even strangers at times; there would still be the need for patience. An appreciation for such a word is learned by a children’s story and a warning against greed.

This story has been told two or three different ways many times.

You have most likely heard it by now.

It’s called “The Goose that Laid the Golden Eggs” This bed time story told to children reference a couple of scenarios when being told by the mother or father with all the embellishments!

A) A man and a woman who happened to be poor.

B) One man who is also of little means and yet receives this gift or purchase of a Goose.

Either way the story is told, it sure takes on a life all its own when the parents tell it with sound effects. You did not know mom and dad could even make character voices like that— those were the good ole days.

Where were we?

The man/family in poverty received a goose that laid overnight one golden egg each day. Overtime, the man/family paid off debts and became rich.

However, they started reasoning “We do not want to wait overnight just for one egg.” Yes, twenty-four hours became too long of a wait for them. Therefore, they reasoned, if they cut the goose open, in effect killing the goose, there would be plenty of eggs that would come out.

I imagined they were thinking an unlimited supply/source. At least when I was a child and heard the story.

When the husband and wife did the terrible deed, they found absolutely nothing, and now they had lost their means of riches; as well the ability to enjoy life in abundance.

What’s the moral of the story?

In a nutshell, it is not to be greedy trying to get everything; because then you will end up with nothing.

“Greed causes people to lose their humanity.” – The Sage

Perceptive Readers let me be clear, the story is not looking down on the rich or wealth.

Christ Followers are Rich in Spirit also Wealth

Perceptive readers you are able to enjoy recreations and vacations. There is nothing wrong with savoring the fruits of your labor.

The moral of the story points out how all must always keep appreciation for what we have in our lives; including our means of making a wage and living (Our handmill).

We strive to be ethically sound in all business dealings.

Yes, whatever our quality of life entails; let us always show an appreciation and patience when needed to maintain our gratitude.

Kind regards, James Lynch (Author and Owner pocbooks.com) James PoeArtistry Productions

Here is another interesting subject for you poetry lovers!

The Magnificent Animals Poem with a Welcome

My Official Cash App – https://cash.app/$Poeartistry
Featured 5 Today Sidebar, Perceptive Readers Awakening Interests, Brief Thoughts

Affiliate Links Notification Website: James PoeArtistry Productions Dear Perceptive Readers, there are helpful affiliate merchandise links on this website in which I, James Lynch, receive a commission. Thank you

Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.

Welcome to The PoeArtistry Universe

The Office Has Provided Much Help

March 24, 2023 jamesofficial

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Perceptive Readers Welcome to James PoeArtistry Production Consultant Moment.

“The Office Has Provided Much Help”

The Official James Lynch Jr; James PoeArtistry Production Cashapp
I use it for consulting, questions, coffee, and Tips.
RIGHT HERE: https://cash.app/$Poeartistry
Thanks for the interest. Kind Regards James Lynch

8 League in Writing Podcasting

December 8, 2022 jamesofficial
Abundance Poeartistry 8 page

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*New Book Series* The Sage — Relaxing Sips Out Now!

Dear Perceptive Readers, It is I; James Lynch Jr.

Here is my official Cash App https://cash.app/$Poeartistry web address

if you would like to Pay or Tip me for my podcasts, writings, and additional James PoeArtistry Consultant Services, just make a notation on how you want it to look on the receipt of payment. Thank you much! Have a Great day!

The Official James Lynch Jr; James PoeArtistry Production Cashapp
I use it for consulting, questions, coffee, and Tips.
RIGHT HERE: https://cash.app/$Poeartistry
Thanks for the interest. Kind Regards James Lynch

James Lynch
Creator and Owner
Perceptive Readers Podcast
James PoeArtistry Productions on Pocbooks.com

Welcome to the 8 League In Writing and Podcast

“She is the girded poetic soul that protects the tumultuous winds in my heart” – The Sage (Author James Lynch)

Featured Rocker Against The Current’s Lead Singer Chrissy Costanza

https://www.tumblr.com/jamespoeartistry/723932469041266688/against-the-current-running-with-the-wild-things
Against The Current Rock Beautiful Over 26,981 views since Apr 4, 2016

Imagine an artist like Bob Ross in his studio. Thoughts: Drawing, painting, thinking, and creating; while also meditating on appreciation for what God has done for him. What a  great moment(s) of time. James;The Sage

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We Are Meant to Live Longer Than Trees in Human Form; Aaaaaaaa men & women

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Perceptive Readers, Business is confidential between the two-parties involved. This places impetus on professionals to keep Trademark Secretes; in Honor. Confidential Talk produces the most needed inventions and a beautiful quality of life in peace. – The Sage

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6.24 Billion Visa and Mastercard Class Action Settlement

James PoeArtistry Consultant Articles and References

The 6.24 Billion Visa and Mastercard Class Action Settlement.

SPECIAL UPDATE NOTES September 16, 2023 This Article was repaired or refurbished on March 10, 2020. It was originally posted on April 17, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Updates Being Written Now to this James PoeArtistry article. Be sure to see the side bar as well.

Whats New?

“Updated August 1, 2023: The time for all appeals has passed, and the parties are currently preparing for administration of the claims process. Please be patient. Further updates will be posted as soon as they become available.” – www.paymentcardsettlement.com/en

Has anyone received updates and how?

Dear Perceptive Readers, This article is for you professionals who want to understand the Visa and Mastercard Action Settlement. It can be registered as ethical business practices.

Here are The 4 questions answered:

What is a Class Action Settlement?
Did Visa and MasterCard break any laws?
Were you cheated or your rights violated?
Where can you find out more on how to proceed?

Read These Sections on Ethics

To prepare your perceptive mind to make a balance decision on this business matter, read and listen to Ethics A and Ethics B

Ethics A) “Ethics: The field of ethics (or moral philosophy) involves systematizing, defending, and recommending concepts of right and wrong behavior. Philosophers today usually divide ethical theories into three general subject areas: metaethics, normative ethics, and applied ethics. Metaethics investigates where our ethical principles come from, and what they mean. Are they merely social inventions? Do they involve more than expressions of our individual emotions? Metaethical answers to these questions focus on the issues of universal truths, the will of God, the role of reason in ethical judgments, and the meaning of ethical terms themselves.” https://www.iep.utm.edu/ethics/

Ethics B) Do you Understand Communication Ethics Principles? (Video)

VISA AND MASTERCARD CLASS ACTION SETTLEMENT
6.24 Billion Visa and Mastercard Class Action Settlement

This is a proposed $5.54–$6.24 billion settlement to provide payments to merchants who accepted Visa and Mastercard at any time from January 1, 2004.

1) What is a Class Action Settlement?

A class action is a procedural device that permits one or more plaintiffs to file and prosecute a lawsuit on behalf of a larger group, or “class”. – Cornell Law School – https://www.law.cornell.edu/wex/class_action

Just One Example: You own a business, as the innocent plaintiff, that has been hurt by another company’s business practices that violated/broke the law, now the defendant, in their dealings/transactions with you. Your fellow merchants, whether in the same location or country-wide experienced the same treatment.

This is what your experience/complaint results in: “ In a class action, people or businesses sue not only for themselves, but also on behalf of other people or businesses with similar legal claims and interests. Together all of these people or businesses with similar claims and interests form a class, and are class members.”

2) Did Visa and Mastercard break any laws?

This lawsuit is principally about the interchange fees attributable to merchants that accepted Visa or Mastercard credit or debit cards between January 1, 2004 and January 25, 2019, and Visa’s and Mastercard’s rules for merchants that have accepted those cards.

The Rule 23(b)(3) Class Plaintiffs claim that:

3) Were you cheated or your rights violated?

Rule 23(b)(3) Class Plaintiffs claim that Visa & Master Card its respective member banks, including the Bank Defendants violated the law(s) by carrying out the following practice(s):

Violated the law because they set interchange fees.

*They imposed and enforced rules that limited merchants from steering their customers to other payment methods. (E.g no-surcharge rules, no-discounting rules, honor-all-cards rules)

*Conspired together about some of the business practices challenged
* They continued in those activities despite the fact that Visa changed its corporate structure and became a publicly owned corporation after this case was filed.
* Conduct caused the merchants to pay excessive interchange fees
“The Defendants say they have done nothing wrong. They claim their business practices are legal, justified, the result of independent competition and have benefited merchants and consumers.”

4) Where can you find out more on how to proceed?
Current Status
On January 24, 2019 the Court granted preliminary approval to the settlement filed on September 18, 2018. The Order is available
How do I ask for money from this settlement?
You must file a valid claim to get money from this Settlement. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b)(3) Settlement Class, you will receive a claim form in the mail or by email. If you do not receive a claim form and/or are not sure whether you are part of this settlement, contact the Class Administrator:
Call the toll-free number: 1-800-625-6440
Write to: Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530
Email: info@PaymentCardSettlement.com


Concluding Information
This information is provided to you as an FYI. I very much realize how intelligent you readers are here. Yet, as has been stated, at times the thoroughness of documents made for taxes, court cases, and contracts can be a bit overwhelming for the best of us. Especially with people who have the creative mindset. Though you create complex music and art in general, you like to keep it simple, clean, and honest when it comes to business and professional matters. In general, most people wish such things of this nature could be so simple. All the same, this information is not to tell you what to do, but give you some idea on what it is about. – Regards, J.

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