Categories
Music

Madilyn Bailey Exciting Articles

Originally posted on July 1, 2019

Welcome to this special presentation of Madilyn Bailey Articles.

Madilyn Bailey Exciting Articles Volume

Over the years, this writer’s experience dealt in the relating of facts in real life scenarios and technology. When I placed the Product of Culture Brand aka POCBOOKS.com online back in 2010, it fulfilled my desire to share “Fictional Books of Another Kind.”  Which allowed me to share the fun stories to the public that required you to think all the same.

Over the years, there are musicians I followed on social media at one time or another; in the process, I wrote articles and events about their music. It not only honed my skills as a writer but also as a podcaster. Still, the top reason is because I appreciate their God given talents.

Like for instance, Madilyn Bailey you are going to read, listen and enjoy how Madilyn Bailey is a soul who I feel appreciates the view of being “young at heart” no matter what the age.  In addition to her strong determination to succeed in life as a well rounded person, she realizes beauty should be more than skin deep.

For this presentation, I will not only be embedding the videos mentioned in articles and commentary, but also a new video that is very special to Madilyn that came out this year.

Again, enjoy this special Madilyn Bailey Articles presentation.

Madilyn Bailey Social Media

FACEBOOK – http://www.facebook.com/Maddybailey

TWITTER – http://www.twitter.com/MadilynBailey

INSTAGRAM – http://instagram.com/madilynbailey

Product of Culture  Madilyn Bailey

Some may view this as a reader’s digest; while I am resigned to look at this as a journal of sorts. Therefore, you are welcome to this distinctive feature of the website as it suits you.

A Writer’s Thoughts

Have you ever heard someone say this to another? “You are certainly a product of culture.” From poetry and literature, to music and dance, to art, just to name a few; all these things make up a civilized society. Yes, when people have safe places to create and store their end products of ingenuity, then such things are preserved and have become a part of Western and Eastern cultures down to this day.

Those are just some of my thoughts from a busy week. March is now here, and we can enjoy some 2018 happenings with some of my musicians featured here that you just can’t help but feel a fondness for when you listen to their hearts. Their heart sparkles in the music they create.

The Songstress Madilyn Bailey

Madilyn Bailey Just when you think you know Her.

Shawna Hudson, of Sweetyhigh.com, has found out “Madilyn Bailey Proves Her Talent Goes Far Beyond YouTube Cover Songs.”

Madilyn’s fans, from the beginning, have stuck with this Boyceville, Wisconsin Gal through the years for this very reason. She often expresses what her conscience and emotions are feeling at the present time. In other words, she desires to be honest with you.

I’ve mentioned here what this musician and singer is capable of accomplishing on the global scale.

Madilyn Bailey Unique Singing Voice

Hence, for this article, I would like for us to reference a few statements from a different interviewer who has  listening experience with her music.

First, shall we enjoy together “Tetris” Madilyn’s new official music video in 2018?

Madilyn Bailey – Tetris (Official Music Video)

Shawna Hudson of Sweetyhigh knows a little bit more about Madilyn Bailey.

“Shawna is a writer from Los Angeles, California who basically lives on the internet. All she really needs to be happy in life are Netflix, good memes and good music. The best part of her job is writing about crafty ways to DIY (pun intended) and amazing food. Follow her on twitter @shawnasimonee”

Well, Shawna brought out fun facts about Madilyn Bailey. Facts like how she acquired experience as a certified nursing assistant. Therefore, when she says, “I will take care of you.” By George; I think she really means it! (Cultural idiom)

Shawna also named Madilyn’s instruments of her musician’s craft. The guitar, piano, drums and the ukulele. If you have not had a chance to hear Madilyn perform with any one of these instruments, all you have to do is check out her YouTube Channel.

Did you also know about these facts Shawna placed in her article?

*This singer has five siblings, three of which were adopted. Family gatherings, especially during holiday season, must be one giant party at their house.

*She also filmed a video called Songwriters on Songwriting with the amazing Bridgit Mendler and we’re in pop music heaven because of it.

So did you read something new? Do you know something you did not know before about Madilyn? Well, it certainly does not have to stop here. Singing is in her veins; so another one of those sayings go.

If you feel there is something that made you feel good inside, then by all means look through the music presentations of all the Singers and musicians mentioned in this article again and share it with others! Until next time, “When you read something that moves you to improve or change your life for the better, it becomes your reality.” – Product of Culture

Madilyn Bailey The Astounding Wiser EP Album

Published on July 13, 2016

Being the album title name, Madilyn Bailey’s “Wiser” EP has astounded listeners with the first song on the EP. The reasons for the excitement of this songstress’ culture genre of music will be explored in this article.

Thoughts to keep in mind: Maestros are referenced in this section as distinguished music conductors and teachers. They, of course, have their propriety tastes and way of analyzing a musical score. In my perspective, just as an audience listener, the following assessment is what I think a decent number of Maestros will appreciate about Madilyn’s singing ability.

Madilyn Bailey’s Unique Singing Voice

Each person possesses abilities that as such abilities are skillfully developed, then the wielder(owner) of the ability and onlookers come to view it as a gift.

One of Madilyn Bailey’s gifts is her voice range classification.

Madilyn often receives due props for her trademark Falsetto style of singing. Coupled with mezzo-soprano voice classification, she creates tones that maestros could use as an example in their concerts and classes. The maestro’s ear will register how notes and octaves sang by Madilyn can benefit his students of music.

The same Maestro according to his will could invite Madilyn into an orchestrated musical program where her strong singing presence would enhance an extravagant concert showing into gold.

Songwriting – Madilyn Bailey Wiser

Here are a few lyrical lines or stanzas, if you will, from Madilyn’s song. As you read them, take keen note of what images your mind creates from the words.

I thought that it was safe to die inside your arms
I let you in I let you see this naked heart
Lesson learned sometimes love goes behind your back
I guess that’s just the way we find out who we are
Was it all worth it

Wiser

It melts away the price I pay to taste your love
No more shame those embers they just burn to dust
Turning pages bruises fade and I made it through the deep
I earned my stripes from battle cries this skin is thick

We will talk more about Madilyn’s purpose for this album in the next heading.

Madilyn Bailey Wiser has Wisdom

“Wiser is about owning your story”- Madilyn Bailey

Madilyn’s lyrics are made of the experiences writers & poets are often told to go and write a book about them. Name it “Life’s Journey to Maturity,” just as an example.

“Wiser” emanates thoughts of life’s experience. The same way an individual hikes up a high mountain looking for the knowledge of life, Madilyn’s “Wiser” intimates one who is getting closer and closer to the pinnacle goal.

Notice the official Lyrics video of Wiser and how it conveys Madilyn Baily’s application of knowledge through one trial scenario of heartbreak to a crescendo!

Madilyn Bailey – Wiser (Official Lyric Video) on iTunes

Madilyn Bailey Astounding Wiser EP- Approvers and Reviewers

This list is not exhaustive.

“Mad For Madilyn
I’ve been a quiet but fierce fan of Madilyn’s for some time, now. I’ve fallen for her breathy tones and power-house vocals in equal measure. I’ve heard her make songs we all know and love into covers that are unique and completely her own. I’ve bragged about her to all my friends, jammed to her in my car, belted out each catching melody, note for note–and now, I have five NEW songs to brag about, jam to, and sing with! Madilyn is a wordsmith, full of melodic ear-candy, and vocals to die for.  Congrats on an amazing EP, girly!” – Sable Rose (Apple iTunes Website)

Exceptional!!!-I have followed Madilyn for yeas now on YouTube, and she just continues to get better!… This album is beautiful, soulful, and downright amazing!”- Adawn (Apple iTunes Website)

“Even better than expectations-Wow and I mean WOW!!!”- Bandit464 (Apple iTunes Website)

When you check the Apple iTunes website and Social Media you will find reviews in the hundreds, which could easy move into the thousands, are monumentally positive!

Where can the Madilyn Bailey Wiser EP be purchased?

*Released Date: July 12, 2016*

A) You can click on this link to the Apple iTunes Store: https://itunes.apple.com/album/wiser-ep/id1126688745?app=itunes

B) You can click on my purchased “Wiser” copy image to be directed to the website.

If you are a long time follower or new fan of Madilyn Bailey’s music, you will be overall happy she did not let you down.

Madilyn Bailey Speaks “Wiser” in Love

Madilyn Bailey once said on Social Media that she always try to spread love and positivity in the world. I paraphrased her statement because at the time I did not think to save her words. Still, this is what happened all the same with my thought processes.  Because of reading Madilyn’s words I felt a sincerity vibe and sorrow from her at first.

I wondered what prompted Madilyn to state it in the way she did? Then I thought about some of the things that were happening around the world. Who knows, it could also have been due to personal interactions Madilyn was having with someone or even a group of people.

All the same, my mind recalled something about the human race, love, and questions I’ve asked.

In some cases, even socially, people can drift into the frame of mind of treating all their relationships as a quid pro quo (something for something) instead of doing a kind act or returning the favor in an unselfish way because love motivates them.

“Without love can this world truly be a better place? Could this world improve without it?”

Then, once again, I imagined Madilyn vocalizing her words with the fire and beauty in her heart that we so enjoy hearing in her songs.

Yes, dear Madilyn was expressing words of principal love for you as a brother and sister in the human race. Love allows her to do all sorts of good things for others like you and me as if we are Madilyn’s neighbors.

“Hey Madilyn, may I borrow a cup of sugar?” You say with a neighborly smile.

Well since that time of hearing Madilyn express herself, it has been an honor getting to connect with her through Twitter Social Media. Just look at her Twitter Social Media stream. She says some of the wittiest and funny things at times with such innocence. Seriously, I don’t think she knows just how humorous (laughing with her, not at her.) she is at times in expressing her story and her truth. At the very least, you see her happy moments often expressed in gratitude.

Let us now move on to additional exciting information you may not have read on Madilyn’s music.

Madilyn Bailey’s Interviews & New Music!

“Wiser is about owning your story”- Madilyn Bailey

“This is a video I have been wanting to make for the longest time because that would mean that my album is finished and the songs that I put on it really mean something to me. Here is a bit about my songwriting process and deeper look into the meaning behind my songs off my Wiser EP.” – M

Special Piano version of “WISER” featuring the remarkable musician and producer KHS Kurt Hugo Schneider

Madilyn Bailey’s Experience

A fan named Hannah asked Madilyn Bailey, ‘what’s your favorite part about singing?’

She told Hannah, ‘Seeing the faces in the audience taken to a new space in their head they’ve never been.’

Madilyn: ‘Few things leave you with such a unique feeling you can just never forget.’

I Hope “Madilyn Bailey Acquired Wisdom Speaks Love” has brought a smile to your face and heart!  Share! And comeback in the future to read and hear muscian news on Madilyn Bailey. Madilyn and other talented people are featured here for your enjoyment!

Madilyn Bailey with a Special Song |Drunk on a Feeling

Madilyn Bailey – Have you ever felt drunk on a feeling? There is a new song from Madilyn where she explores this feeling with us.Madilyn Bailey explains the Drunk on a Feeling song meaning.Madilyn Bailey’s ‘Drunk on a Feeling’ is a ballet that touches your core. The process of gathering her thoughts and placing them on to paper has been talked about by Madilyn before in interviews.It is sweet, however, that she sent out the lyrics meaning update for “Drunk on a Feeling.” She shares a time of sadness with us. Why she was feeling down at the time. This song is pretty special coming from the sensitive voice of her soul.

Drunk on a feeling Lyrics Meaning

Madilyn Bailey Words:

 “I was in a pretty low place in my life when I wrote Drunk on a Feeling a couple of years back. Emotionally I was running low on motivation. Financially we barely could afford to continue making videos for my Youtube channel. I also felt like I was missing a lot of important life events happening back in WI while being in LA.

I had poured everything in me and more into achieving my dreams but I had little to nothing tangible to show for the more than 10 years I‘d put into my work.

I saw people all around me buying big houses, and crazy sports cars, and having beautiful babies, while someone still running a full time business. And for the first time in my entire life the thought hit me, “Am I drunk on a feeling… Am I one of those completely delusional people… What if I’m sacrificing my emotional/ mental state, financial state, my relationships, and putting off having kids for a dream that might never be realized… Am I out of my mind”

Then as I was driving down to Long Beach for this writing session, I started to feel my burdens and pressure melt away.

I often say in LA people build lives and everywhere else people live.  The further outside of LA I got the more I felt this.

For more than 10 years I had unwaveringly believed in and pursued my dreams. and then for a moment, at a low point, I let doubt, fear, and other people’s opinions taint my beautiful dream. I wasn’t drunk on a dream. Dreaming is the most organic thing we can do. What I was drunk on was the LA lifestyle of having to have monetary things to prove the legitimacy of my dream.

My favorite line from this song is “Don’t wake me up cuz I want to know if we can meet in the middle through the eye of the needle.” So what, maybe I am delusional; but even if there is a slight chance that I might not be I will fight for my dreams because I believe in them.”

Take Joy with you and a Red Ribbon.

If you did not already know about Madilyn and her music, I hope this provided value to you. Enjoy this very special and inspirational song released in 2019 by Madilyn with friends in the music video.  Have a wonderful day in your mind and heart!

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Journal

A Perceptive Intent for You

Perceptive reading and listening is acquired through daily practice. Most assuredly, when you are reading a subject that brings pleasure, and is your “cup of tea,” as the expression goes, it’s easier to discern hidden treasures while looking in on that subject or topic.

Is Perceptive Reading Needed Before Perception?

The perceptive meaning is not the same as perception (an idea, a belief or an image you have as a result of how you see or understand something) .

Perceptive: Is having or showing the ability to see or understand things quickly, especially things that are not obvious.

Oxford Learner’s Dictionaries

Now when your reading involves a topic that has never been a serious interest or motivation, important points are often overlooked, even though they would open an in-depth angle to mentally grasp the information.

The Perceptive Desire and Intention Yields Results

For example, you have people who read books on flowers, while others love reading about cars. Imagine for a moment when they switch books with one another, how much will each learn or grasp the topic?

The person who loves flowers reads the car book slower and gets less on the subject.

While reading about flowers: The person who loves plants will unearth and grasp more insightful points reading the flower book than the car book.

The person who loves cars reads the flower book slower and gets less on the subject.

While reading about cars: The person sees not only how things work but also the imagination becomes active on how to make it even better. Cosmetically as well. Have you seen teenagers with their first souped up car? (Reference 1950s to 1990s car pictures)

When you already love a subject, your perception of it becomes even closer/clearer to the mark or bulls-eye right because of the sincere intent and efforts. ‘My dear Watson you are indubitable correct’

Take a listen at these following 4 podcasts locations and find a topic you are interested in to the point of having an in-depth understanding as well. Maybe even to the point of talking about it further with others

Perceptive Readers Podcast Selections

  1. What You Do With Knowledge Part 1
  2. There is a Reason Recital Raven Poetry
  3. Reading on Snow In Day
  4. Art and Music Journey Perceptive Readers 4u
Categories
Music

Art and Music Laura Farre Rozada

In part 1 of Art and Music Journey in The Mind, it states: “Since there is a time for learning, exercise, and work; there is also certainly a time for (art and music) play.” Well, along with part 2 (Laura Farre Rozada) on this subject, there is an experience that I describe as superb! You can believe there are others who feel the same way.

This article: Art and Music Laura Farre Rozada
October 29, 2019 originally posted

First, let’s talk more about the next music section of this article.

Art and Music Journey in the Mind Part 2

There are more musical instruments than most people can readily name — can we say music college majors? How many of us know in depth these categories of instruments?

  • Keyboard
  • Guitar
  • Percussion
  • Brass
  • Bowed strings
  • Woodwind

If you are like me, the first three in the list subconsciously come to mind, while the others require more thought. Depending on which maestro you are talking with and their interesting background culture, they will break the above 6 categories down on such a granular level that can leave your mind wondering for a bit.

Do you have a favorite instrument? Do you know how to play it? If you have a social media account, feel free to share this article with the instrument you play. Hey, some of you can share it on Instagram with your recital or band photos.

Did you know this about the pocbooks.com commentaries?

The musicians highlighted here show skills in voice, instruments, and production. Their style is who they are and yet; like with most humans, own diverse qualities to varying degrees that encompass colors of warmth and connection.

Poetry – Instruments of the Soul
There are times when a guitar just will not do.
Those moments may be many or be few.
The flute may get the attention.
After a while, there is something else that could be mentioned.
The piano may be suggested to be so bold.
However, it is the harp’s ability to soothe the soul.

Piano Masterworks Alive Laura Farre Rozada

What a superb performance! Have you ever said that after a show? Please allow me to share with you a performance myself and about fifty to eighty (the comfortable seating venue) others were able to enjoy!

The award-winning pianist and mathematician

Laura Farré Rozada

She completed her Master of Music degree as the Royal College of Music in London.

The audience that night was cordially — lively and quite a few of them specialized in fields of technical, medical and music. One composer I had an opportunity to chat with after the performance stated Laura is of high quality and a “virtuoso.”

In my brief meeting with her, I found her personality to be in the same expressions of her moving pianist skills displayed that evening. What do I mean? Allow me to explain from some of my notes I jotted down. Though I had planned on just taking it all in for an evening of food, wine, good conversation, and music; when Laura Farré Rozada started playing, I could not help but pick up my pocket sized square journal to take notes.

Laura Farré Rozada First Album

The French Reverie is Laura’s first solo album
From Spain, France, Germany, Canada, Bulgaria, and UK; her performances have been well received. Remember the virtuoso comment mentioned.

These sentiments are elaborated on here…

Musicology and Symmetry merges with Laura Farré Rozada

The pianist Laura merges sounds, beats, and music; I am not just talking as a figure of speech either. There were times when she tapped on the piano like they were bongo drums. If you think I’m kidding, I’m not. I heard from three persons who get to enjoy the arts on this level every month of the year say, in so many words, she was a new experience for them.

What a classical experience!

Every keystroke pulsated through her face and cheeks. Laura’s fingers moves at the speed of twilight. Her lips curl to give the instruments voice.
As her hair joins the chorus, the flocks starts flowing to the unseen melody of the air!
Product of Culture

The above describes the opening of her performance’s first song.

Fractuals are Real in Her Music

A Professor in computer science while in conversation with me during intermission, stated: I started seeing fractals (Fractals are infinitely complex patterns that are self-similar across different scales) in her music. Yet there is still quite something I’m still missing or looking for here.

My response with a lighthearted smile: “It is on a metaphysical and 5th dimension level.”

You could see the eureka light bulb come on in his head. “Yes, that is what I was looking for.”

Note in Details: I used the term metaphysical because I ascertained he would have more of a comprehensive view of what I was stating; rather than just saying my favorite word, “Spiritual.” The term 5th dimension also was referenced because from his expert analysis or opinion for some of his deeply contemplated expressions, you could discern he was in Quantum physics’ mode. To observe him during the performance before the intermission truly showed me the power and enlightening effect Laura’s music had on the audience.

More Listening Observations of this Pianist

Laura Farre Rozada allows every note, every vibration of molecules play out in parts of her composition.

See and hear her perform the music composition Sacrifice

There were moments when the anguish of this piece was on her face. The audience’s reaction had persons bowing their heads up and down not just in the rhythm; but yes, yes, I understand what your are saying. I feel what you are saying. One distinguish gentleman at certain pitches was placing his hands together… He closed his eyes… Was there dew drops of moisture on his eyelids?

Turning around to look at the audience, they were remembering family and events in their lives that meant a lot to them.

The Meaning We Realize

At moments, Laura would allow the last stroke of the keys fade away as she looks softly at them; it is though she is making love with music. Such a gift along with her excellent timing and precision, Laura Farre Rozada is a masterful pianist gem.

Categories
articles

Art and Music Journey in The Mind

Since there is a time for learning, exercise, and work; there is also certainly a time for ( art and music ) play.

This article was originally posted on October 2019.

Playing for children often involves high energy of imagination and talking to one another.

Talk about high energy, how about the teenagers? What does your daily routine look like?
In schools around the world, do they still teach art and music courses?
It is expected that when you join a band you will learn music. However, there was a time in some elementary and middle schools you had a certain part of class room time to learn about the basic skills of playing a flute.
The same went for art.
It was not until high school you had to start picking specialized courses if you ever wanted to exercise your creative flow in that way during school hours.

The above is a conversational piece with a coffee shop vibe. As you know, conversations by their very nature are meant to be enjoyed. Conversations do not turn into arguments when there is the spirit of enjoying each other’s company.
Some of us have and will continue to enjoy our discussions over art, literature, and music.

Did you know this about art?

There are three classical branches of Art

I hope these interesting facts will show you what is innately known. That the mind can imaginatively see art in everything and make it materialize literally overtime.
Observe the skills required to proficiently create the following branches of art on a professional or occupational level.

Paintings

Shown in office buildings, restaurants, and homes. The owners of these establishments are dressing up their walls to be inviting and warm to set the tone of the environment. The environment is just as important to understanding what the prospective and perceptive clients are looking for; as well as their personality input. For example, a farmer will probably pass over placing huge buildings to decorate the walls in his home. However, an entrepreneur with dreams of owning a building that size just might say “Exactly what I was looking for!” All the while, you will peak the farmer’s interest with people smiling, lakes, and camping scenes. Do you have such skills with a paint brush?

Sculptures

Are 3 dimensional carvings made into stone, wood, and casting metal. It takes a precision of accuracy and patience IMHO like no other in the arts. It is not an easy thing to recover from the mistakes made and can be quite costly. To this day, Michelangelo (see Sistine Chapel) , has to be one of the most renowned Italian sculptures of all time. Though he was commissioned by Pope Julius II to paint the Sistine Chapel, he made clear in history that he is a sculptor more than a painter. Imagine that? All the same, how did this man create all these stone gems to perfection? He possessed the skills of precision accuracy and patience. Do you have such skills?

Architecture

As referenced with the Sistine Chapel, the paintings on the ceiling walls, people travel from all over the world to see them; the architectural structure is no less aesthetically studied in history books from the renaissance period. Do you understand the art and engineering behind designing such buildings?

Then we have the animating performing arts! Often the ones who are not as skilled with stylus tools can find their place in music and theater. This is to make you aware everyone can find their place in exercising creativity. Have you experienced the joy of creating music or dance?

Speaking of Music

In part two of this article we will explore a couple of instruments and thoughts on music. It has been said more than once by this writer, music is one of life’s pleasures. Really, there are many you will tell you it makes life worth living through the good and tough times! Do you agree? I’m confident that the students visiting this website are in agreement with that last sentence.

So by all means please share this article on your social media accounts and with close friends.
I’m pleased you are enjoying the Product of Culture aka pocbooks.com website

A Poem with the flavor of art

But first, you will also want to check out the product of culture artist pick website:

mariedigbyart.com

Seeing beauty at times takes a trained eye.
It is more than just looking up at the sky.
Some can take the easy way out by repeating what everyone has said before.
But in order to be original the ability to see beauty has to go beyond the surface of the door.
The face is just a shield.
What’s inside happens to be the true yield.
It often takes insight and training to see beyond such borders to not go along with the established order.
You don’t have to wait until you are older.
Young in age too can find beauty is in the eye of the beholder.

Categories
articles

Prince and the Pauper Profound Reading 3

Welcome to The Prince and the Pauper 3 Fundamental Reading

Enjoy chapter 3 of this series.

James’ Commentary Opening

Just how many roles do you carry out in a single day?

When I smell homemade cookies in your kitchen, my nose tells me you are a baker.

Children will tell another story of how you bandaged their scrapes and kissed their boo, boos as a doctor.

Friends and coworkers may relate what a brilliant scientist/mechanic you are by using ingenuity to fix appliances and cars.

Just think. You are able to carry out all these roles without wearing the uniform of a chef’s hat or lab coat.

The Prince and the Pauper Fundamental Reading

The Prince and Pauper

Author Mark Twain

Public Domain Literature (Published in 1881-82)

A story that has been told and written over the years about a prince. And a pauper; a very poor person.

Chapter 3 The Prince and the Pauper

Our repast is in the trees.

Another description for food dining is repast.

Tom got up hungry, and sauntered hungry away, but with his thoughts busy with the shadowy splendours of his night’s dreams. He wandered here and there in the city, hardly noticing where he was going, or what was happening around him. People jostled him, and some gave him rough speech; but it was all lost on the musing boy. By-and-by he found himself at Temple Bar, the farthest from home he had ever travelled in that direction. He stopped and considered a moment, then fell into his imaginings again, and passed on outside the walls of London. The Strand had ceased to be a country-road then, and regarded itself as a street, but by a strained construction; for, though there was a tolerably compact row of houses on one side of it, there were only some scattered great buildings on the other, these being palaces of rich nobles, with ample and beautiful grounds stretching to the river—grounds that are now closely packed with grim acres of brick and stone.

Tom discovered Charing Village presently, and rested himself at the beautiful cross built there by a bereaved king of earlier days; then idled down a quiet, lovely road, past the great cardinal’s stately palace, toward a far more mighty and majestic palace beyond—Westminster. Tom stared in glad wonder at the vast pile of masonry, the wide-spreading wings, the frowning bastions and turrets, the huge stone gateway, with its gilded bars and its magnificent array of colossal granite lions, and other the signs and symbols of English royalty. Was the desire of his soul to be satisfied at last? Here, indeed, was a king’s palace. Might he not hope to see a prince now—a prince of flesh and blood, if Heaven were willing?

At each side of the gilded gate stood a living statue—that is to say, an erect and stately and motionless man-at-arms, clad from head to heel in shining steel armour. At a respectful distance were many country folk, and people from the city, waiting for any chance glimpse of royalty that might offer. Splendid carriages, with splendid people in them and splendid servants outside, were arriving and departing by several other noble gateways that pierced the royal enclosure.

Poor little Tom, in his rags, approached, and was moving slowly and timidly past the sentinels, with a beating heart and a rising hope, when all at once he caught sight through the golden bars of a spectacle that almost made him shout for joy. Within was a comely boy, tanned and brown with sturdy outdoor sports and exercises, whose clothing was all of lovely silks and satins, shining with jewels; at his hip a little jewelled sword and dagger; dainty buskins on his feet, with red heels; and on his head a jaunty crimson cap, with drooping plumes fastened with a great sparkling gem. Several gorgeous gentlemen stood near—his servants, without a doubt. Oh! he was a prince—a prince, a living prince, a real prince—without the shadow of a question; and the prayer of the pauper-boy’s heart was answered at last.

Tom’s breath came quick and short with excitement, and his eyes grew big with wonder and delight. Everything gave way in his mind instantly to one desire: that was to get close to the prince, and have a good, devouring look at him. Before he knew what he was about, he had his face against the gate-bars. The next instant one of the soldiers snatched him rudely away, and sent him spinning among the gaping crowd of country gawks and London idlers. The soldier said,—

“Mind thy manners, thou young beggar!”

The crowd jeered and laughed; but the young prince sprang to the gate with his face flushed, and his eyes flashing with indignation, and cried out,—

“How dar’st thou use a poor lad like that? How dar’st thou use the King my father’s meanest subject so? Open the gates, and let him in!”

You should have seen that fickle crowd snatch off their hats then. You should have heard them cheer, and shout, “Long live the Prince of Wales!”

The soldiers presented arms with their halberds, opened the gates, and presented again as the little Prince of Poverty passed in, in his fluttering rags, to join hands with the Prince of Limitless Plenty.

Edward Tudor said—

“Thou lookest tired and hungry: thou’st been treated ill. Come with me.”

Half a dozen attendants sprang forward to—I don’t know what; interfere, no doubt. But they were waved aside with a right royal gesture, and they stopped stock still where they were, like so many statues. Edward took Tom to a rich apartment in the palace, which he called his cabinet. By his command a repast was brought such as Tom had never encountered before except in books. The prince, with princely delicacy and breeding, sent away the servants, so that his humble guest might not be embarrassed by their critical presence; then he sat near by, and asked questions while Tom ate.

“What is thy name, lad?”

“Tom Canty, an’ it please thee, sir.”

“‘Tis an odd one. Where dost live?”

“In the city, please thee, sir. Offal Court, out of Pudding Lane.”

“Offal Court! Truly ’tis another odd one. Hast parents?”

“Parents have I, sir, and a grand-dam likewise that is but indifferently precious to me, God forgive me if it be offence to say it—also twin sisters, Nan and Bet.”

“Then is thy grand-dam not over kind to thee, I take it?”

“Neither to any other is she, so please your worship. She hath a wicked heart, and worketh evil all her days.”

“Doth she mistreat thee?”

“There be times that she stayeth her hand, being asleep or overcome with drink; but when she hath her judgment clear again, she maketh it up to me with goodly beatings.”

A fierce look came into the little prince’s eyes, and he cried out—

“What! Beatings?”

“Oh, indeed, yes, please you, sir.”

“BEATINGS!—and thou so frail and little. Hark ye: before the night come, she shall hie her to the Tower. The King my father”—

“In sooth, you forget, sir, her low degree. The Tower is for the great alone.”

“True, indeed. I had not thought of that. I will consider of her punishment. Is thy father kind to thee?”

“Not more than Gammer Canty, sir.”

“Fathers be alike, mayhap. Mine hath not a doll’s temper. He smiteth with a heavy hand, yet spareth me: he spareth me not always with his tongue, though, sooth to say. How doth thy mother use thee?”

“She is good, sir, and giveth me neither sorrow nor pain of any sort. And Nan and Bet are like to her in this.”

“How old be these?”

“Fifteen, an’ it please you, sir.”

“The Lady Elizabeth, my sister, is fourteen, and the Lady Jane Grey, my cousin, is of mine own age, and comely and gracious withal; but my sister the Lady Mary, with her gloomy mien and—Look you: do thy sisters forbid their servants to smile, lest the sin destroy their souls?”

“They? Oh, dost think, sir, that THEY have servants?”

The little prince contemplated the little pauper gravely a moment, then said—

“And prithee, why not? Who helpeth them undress at night? Who attireth them when they rise?”

“None, sir. Would’st have them take off their garment, and sleep without—like the beasts?”

“Their garment! Have they but one?”

“Ah, good your worship, what would they do with more? Truly they have not two bodies each.”

“It is a quaint and marvellous thought! Thy pardon, I had not meant to laugh. But thy good Nan and thy Bet shall have raiment and lackeys enow, and that soon, too: my cofferer shall look to it. No, thank me not; ’tis nothing. Thou speakest well; thou hast an easy grace in it. Art learned?”

“I know not if I am or not, sir. The good priest that is called Father Andrew taught me, of his kindness, from his books.”

“Know’st thou the Latin?”

“But scantly, sir, I doubt.”

“Learn it, lad: ’tis hard only at first. The Greek is harder; but neither these nor any tongues else, I think, are hard to the Lady Elizabeth and my cousin. Thou should’st hear those damsels at it! But tell me of thy Offal Court. Hast thou a pleasant life there?”

“In truth, yes, so please you, sir, save when one is hungry. There be Punch-and-Judy shows, and monkeys—oh such antic creatures! and so bravely dressed!—and there be plays wherein they that play do shout and fight till all are slain, and ’tis so fine to see, and costeth but a farthing—albeit ’tis main hard to get the farthing, please your worship.”

“Tell me more.”

“We lads of Offal Court do strive against each other with the cudgel, like to the fashion of the ‘prentices, sometimes.”

The prince’s eyes flashed. Said he—

“Marry, that would not I mislike. Tell me more.”

“We strive in races, sir, to see who of us shall be fleetest.”

“That would I like also. Speak on.”

“In summer, sir, we wade and swim in the canals and in the river, and each doth duck his neighbour, and splatter him with water, and dive and shout and tumble and—”

“‘Twould be worth my father’s kingdom but to enjoy it once! Prithee go on.”

“We dance and sing about the Maypole in Cheapside; we play in the sand, each covering his neighbour up; and times we make mud pastry—oh the lovely mud, it hath not its like for delightfulness in all the world!—we do fairly wallow in the mud, sir, saving your worship’s presence.”

“Oh, prithee, say no more, ’tis glorious! If that I could but clothe me in raiment like to thine, and strip my feet, and revel in the mud once, just once, with none to rebuke me or forbid, meseemeth I could forego the crown!”

“And if that I could clothe me once, sweet sir, as thou art clad—just once—”

“Oho, would’st like it? Then so shall it be. Doff thy rags, and don these splendours, lad! It is a brief happiness, but will be not less keen for that. We will have it while we may, and change again before any come to molest.”

A few minutes later the little Prince of Wales was garlanded with Tom’s fluttering odds and ends, and the little Prince of Pauperdom was tricked out in the gaudy plumage of royalty. The two went and stood side by side before a great mirror, and lo, a miracle: there did not seem to have been any change made! They stared at each other, then at the glass, then at each other again. At last the puzzled princeling said—

“What dost thou make of this?”

“Ah, good your worship, require me not to answer. It is not meet that one of my degree should utter the thing.”

“Then will _I_ utter it. Thou hast the same hair, the same eyes, the same voice and manner, the same form and stature, the same face and countenance that I bear. Fared we forth naked, there is none could say which was you, and which the Prince of Wales. And, now that I am clothed as thou wert clothed, it seemeth I should be able the more nearly to feel as thou didst when the brute soldier—Hark ye, is not this a bruise upon your hand?”

“Yes; but it is a slight thing, and your worship knoweth that the poor man-at-arms—”

“Peace! It was a shameful thing and a cruel!” cried the little prince, stamping his bare foot. “If the King—Stir not a step till I come again! It is a command!”

In a moment he had snatched up and put away an article of national importance that lay upon a table, and was out at the door and flying through the palace grounds in his bannered rags, with a hot face and glowing eyes. As soon as he reached the great gate, he seized the bars, and tried to shake them, shouting—

“Open! Unbar the gates!”

The soldier that had maltreated Tom obeyed promptly; and as the prince burst through the portal, half-smothered with royal wrath, the soldier fetched him a sounding box on the ear that sent him whirling to the roadway, and said—

“Take that, thou beggar’s spawn, for what thou got’st me from his Highness!”

The crowd roared with laughter. The prince picked himself out of the mud, and made fiercely at the sentry, shouting—

“I am the Prince of Wales, my person is sacred; and thou shalt hang for laying thy hand upon me!”

The soldier brought his halberd to a present-arms and said mockingly—

“I salute your gracious Highness.” Then angrily—”Be off, thou crazy rubbish!”

Here the jeering crowd closed round the poor little prince, and hustled him far down the road, hooting him, and shouting—

“Way for his Royal Highness! Way for the Prince of Wales!”

The Prince and the Pauper Fundamental Reading 3

People to Remember

Can you imagine the beautiful rooms and furniture?
Edward Tudor
Lady Elizabeth
Lady Jane Grey
Lady Mary

Allow me to Share a Thought

Mark Twain talked with people of different religious and political persuasion. He was courageous in pointing out the ills of society in his writings.

Until next time: Remember, if you read something that improves your life for the better, it becomes your reality.

The Prince and the Pauper Fundamental Reading – Turn the page to Chapter 4

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Journal

Welcome Students in December 2019

Welcome Students in December

This Article was repaired or refurbished on March 12, 2020. It was originally posted on December 1, 2017 Check the site archive.today for verification of pocbooks.com online presence.

It was only yesterday, it feels like, I was welcoming students and teachers to September.

It is now December and on the 21st of this month, the season of winter starts. If some of you are still walking around with only your favorite cotton short sleeves t-shirt that states, “I’m an original,” at the bus stops, some of us may say to you in 30 degrees weather, does this mean you have to keep your original thoughts on ice because you are so cool?

Let me give you sometime to let that last statement sink in.

How about another second or two.

There you go.

Well, during this “season” there is a lot of gift giving. Whatever and whenever you give a gift, in principle, it should always be from the heart without feeling forced.

One more thought…

It is one thing to feel guilted into giving, it is quite another  to be compelled or motivated by love. The latter is the best option. Something we picked up from a “Good Book”

Be safe, Be Kind, and Be thankful always for loved ones. Best Wishes,  the Product of Culture website. Welcome Students in December Get the app.

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Welcome Students in October

Welcome Students in October 2019

This Article was repaired or refurbished on March 12, 2020. It was originally posted on September 13, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Greetings students.  Can we be frank? If someone says Frank is at home and we should not talk about him, then I am going to send you out for coffee… for everybody.

Now, where were we? Ah, can we talk? About October that is.

The days are cooler, and sometimes we wake up in the states and they are down right cold! Turn on the heater you say? Some of us will.

But do you know something? It is quite a chuckle to see that no matter how cold it gets, if there is a sports game like football and a homecoming event, you see your fellow classmates breaking out the parkas to attend these activities. 

Here is where we get to the can we be frank part of the discussion. 

IN OCTOBER, some of you lose your ever lovin mind. Something we used to say back in the day.  If someone says, “Yea, last century man.” Then my response will be, “You are correct, but I think we need to send you out for doughnuts… for everybody.”

Don’t get me started — I already have. 

Hey, I’m pulling your leg

But on a serious note, this month is one month where all the positive and good things you can think about should still be foremost on your mind. How many of you know what I am talking about? 

With that said, the pocbooks website will be playing plenty of beautiful sounds and displaying wonderful art during the month of October.  This helps me during this month when even the most coolest of the cool people place makeup on their faces and wear outfits that cause you to wonder if you are in another dimension!  

Hey, to each his own, I’m just informing you where my frame of mind will be during the month of October!  You are welcome to stop by the website anytime.

So; in closing, keep hydrated, eat during lunch time, and remember to be kind. 

Wishing you the best with your grades and life, James.

Welcome Students in October 2019 – Sharing is caring.

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Prince and the Pauper Profound Reading 2

Welcome to The Prince and the Pauper Profound Reading 2

This was originally posted on April 15, 2019 – Jame (Writer & podcaster)

Prince and the Pauper Profound Reading 2

This is a new way of looking at Mark Twain ‘s timeless classic. Take each chapter at time to learn something new.

James’ Commentary Opening

A child is born with a heart of gold; poets, songwriters, and sages have pondered according to each gifted style of speaking and writing statements.

When that child is born, whether the parents had prepared for the child’s arrival, or the child’s announcement turned out to be a surprise, surprise; the mother and father realize (the privileged responsibility) it is up to them to keep that child’s heart in a gold (innocent) state.

Whatever the environment may be, from the poor to the rich, we can see early on what the child’s personality is growing towards; how brightly the child’s heart will continue to shine.

The Prince and the Pauper Fundamental Reading

The Prince and Pauper

Author Mark Twain

Public Domain Literature (Published in 1881-82)

A story that has been told and written over the years about a prince. And a pauper; a very poor person.

Chapter 2 The Prince and the Pauper

Did you know mendicancy is the practice of begging for money or food in the streets?

Let us skip a number of years.

London was fifteen hundred years old, and was a great town—for that day. It had a hundred thousand inhabitants—some think double as many. The streets were very narrow, and crooked, and dirty, especially in the part where Tom Canty lived, which was not far from London Bridge. The houses were of wood, with the second story projecting over the first, and the third sticking its elbows out beyond the second. The higher the houses grew, the broader they grew. They were skeletons of strong criss-cross beams, with solid material between, coated with plaster. The beams were painted red or blue or black, according to the owner’s taste, and this gave the houses a very picturesque look. The windows were small, glazed with little diamond-shaped panes, and they opened outward, on hinges, like doors.

The house which Tom’s father lived in was up a foul little pocket called Offal Court, out of Pudding Lane. It was small, decayed, and rickety, but it was packed full of wretchedly poor families. Canty’s tribe occupied a room on the third floor. The mother and father had a sort of bedstead in the corner; but Tom, his grandmother, and his two sisters, Bet and Nan, were not restricted—they had all the floor to themselves, and might sleep where they chose. There were the remains of a blanket or two, and some bundles of ancient and dirty straw, but these could not rightly be called beds, for they were not organised; they were kicked into a general pile, mornings, and selections made from the mass at night, for service.

Bet and Nan were fifteen years old—twins. They were good-hearted girls, unclean, clothed in rags, and profoundly ignorant. Their mother was like them. But the father and the grandmother were a couple of fiends. They got drunk whenever they could; then they fought each other or anybody else who came in the way; they cursed and swore always, drunk or sober; John Canty was a thief, and his mother a beggar. They made beggars of the children, but failed to make thieves of them. Among, but not of, the dreadful rabble that inhabited the house, was a good old priest whom the King had turned out of house and home with a pension of a few farthings, and he used to get the children aside and teach them right ways secretly. Father Andrew also taught Tom a little Latin, and how to read and write; and would have done the same with the girls, but they were afraid of the jeers of their friends, who could not have endured such a queer accomplishment in them.

All Offal Court was just such another hive as Canty’s house. Drunkenness, riot and brawling were the order, there, every night and nearly all night long. Broken heads were as common as hunger in that place. Yet little Tom was not unhappy. He had a hard time of it, but did not know it. It was the sort of time that all the Offal Court boys had, therefore he supposed it was the correct and comfortable thing. When he came home empty-handed at night, he knew his father would curse him and thrash him first, and that when he was done the awful grandmother would do it all over again and improve on it; and that away in the night his starving mother would slip to him stealthily with any miserable scrap or crust she had been able to save for him by going hungry herself, notwithstanding she was often caught in that sort of treason and soundly beaten for it by her husband.

No, Tom’s life went along well enough, especially in summer. He only begged just enough to save himself, for the laws against mendicancy were stringent, and the penalties heavy; so he put in a good deal of his time listening to good Father Andrew’s charming old tales and legends about giants and fairies, dwarfs and genii, and enchanted castles, and gorgeous kings and princes. His head grew to be full of these wonderful things, and many a night as he lay in the dark on his scant and offensive straw, tired, hungry, and smarting from a thrashing, he unleashed his imagination and soon forgot his aches and pains in delicious picturings to himself of the charmed life of a petted prince in a regal palace. One desire came in time to haunt him day and night: it was to see a real prince, with his own eyes. He spoke of it once to some of his Offal Court comrades; but they jeered him and scoffed him so unmercifully that he was glad to keep his dream to himself after that.

He often read the priest’s old books and got him to explain and enlarge upon them. His dreamings and readings worked certain changes in him, by- and-by. His dream-people were so fine that he grew to lament his shabby clothing and his dirt, and to wish to be clean and better clad. He went on playing in the mud just the same, and enjoying it, too; but, instead of splashing around in the Thames solely for the fun of it, he began to find an added value in it because of the washings and cleansings it afforded.

Tom could always find something going on around the Maypole in Cheapside, and at the fairs; and now and then he and the rest of London had a chance to see a military parade when some famous unfortunate was carried prisoner to the Tower, by land or boat. One summer’s day he saw poor Anne Askew and three men burned at the stake in Smithfield, and heard an ex- Bishop preach a sermon to them which did not interest him. Yes, Tom’s life was varied and pleasant enough, on the whole.

By-and-by Tom’s reading and dreaming about princely life wrought such a strong effect upon him that he began to ACT the prince, unconsciously. His speech and manners became curiously ceremonious and courtly, to the vast admiration and amusement of his intimates. But Tom’s influence among these young people began to grow now, day by day; and in time he came to be looked up to, by them, with a sort of wondering awe, as a superior being. He seemed to know so much! and he could do and say such marvellous things! and withal, he was so deep and wise! Tom’s remarks, and Tom’s performances, were reported by the boys to their elders; and these, also, presently began to discuss Tom Canty, and to regard him as a most gifted and extraordinary creature. Full-grown people brought their perplexities to Tom for solution, and were often astonished at the wit and wisdom of his decisions. In fact he was become a hero to all who knew him except his own family—these, only, saw nothing in him.

Privately, after a while, Tom organised a royal court! He was the prince; his special comrades were guards, chamberlains, equerries, lords and ladies in waiting, and the royal family. Daily the mock prince was received with elaborate ceremonials borrowed by Tom from his romantic readings; daily the great affairs of the mimic kingdom were discussed in the royal council, and daily his mimic highness issued decrees to his imaginary armies, navies, and viceroyalties.

After which, he would go forth in his rags and beg a few farthings, eat his poor crust, take his customary cuffs and abuse, and then stretch himself upon his handful of foul straw, and resume his empty grandeurs in his dreams.

And still his desire to look just once upon a real prince, in the flesh, grew upon him, day by day, and week by week, until at last it absorbed all other desires, and became the one passion of his life.

One January day, on his usual begging tour, he tramped despondently up and down the region round about Mincing Lane and Little East Cheap, hour after hour, bare-footed and cold, looking in at cook-shop windows and longing for the dreadful pork-pies and other deadly inventions displayed there—for to him these were dainties fit for the angels; that is, judging by the smell, they were—for it had never been his good luck to own and eat one. There was a cold drizzle of rain; the atmosphere was murky; it was a melancholy day. At night Tom reached home so wet and tired and hungry that it was not possible for his father and grandmother to observe his forlorn condition and not be moved—after their fashion; wherefore they gave him a brisk cuffing at once and sent him to bed. For a long time his pain and hunger, and the swearing and fighting going on in the building, kept him awake; but at last his thoughts drifted away to far, romantic lands, and he fell asleep in the company of jewelled and gilded princelings who live in vast palaces, and had servants salaaming before them or flying to execute their orders. And then, as usual, he dreamed that HE was a princeling himself.

All night long the glories of his royal estate shone upon him; he moved among great lords and ladies, in a blaze of light, breathing perfumes, drinking in delicious music, and answering the reverent obeisances of the glittering throng as it parted to make way for him, with here a smile, and there a nod of his princely head.

And when he awoke in the morning and looked upon the wretchedness about him, his dream had had its usual effect—it had intensified the sordidness of his surroundings a thousandfold. Then came bitterness, and heart-break, and tears.

The Prince and the Pauper Profound Reading 2

People to Remember

“Where did Tom and his family live?”
Tom Canty
Bet
Nan
Father Andrew

Allow me to Share a Thought

Mark Twain was a humorist. Which  means he used his writing craft to motivate you into laughing at life’s situations. His sense of humor at that time shows us the value of a light-hearted, or in some cases well-intentioned, amusing thought.

Until next time: Remember, if you read something that improves your life for the better, it becomes your reality.

The Prince and the Pauper Fundamental Reading – Turn the page to Chapter 3

Profound Reading on Mark Twain’s Classic

The Prince and the Pauper – Perceptive Readers podcast has been placed here for enjoyment on this Mark Twain reading. You can now follow this on Spotify

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Welcome Students in January 2020

Welcome students in January 2020

This Article was repaired or refurbished on March 12, 2020

Teachers and students welcome to January! How are you feeling today?

This month is often the start of something new or renewal for many people.

It is the beginning of a calendar year. During this time seniors realize, “I’m going to be graduating before I know it.”

Teachers contemplate a well deserved vacation. “Is this the time I talk about and plan a cruise? (chuckle)

Whatever you are giving serious consideration to this day, a word or statement to the wise, “Keep doing the best you can.”
Do the best you can with strength.
With knowledge.

Do the best you can with integrity which involves self love and the ability to instruct and discipline yourself.
Do the best you can with honor which is love that is also given outside ourselves to others.
Keep doing the best you can in all wonderful matters, and wonderful gems will return to you in the straits of time
Best wishes, the Product of Culture Website and it’s author!

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6.24 Billion Visa and Mastercard Class Action Settlement

6.24 Billion Visa and Mastercard Class Action Settlement.

This Article was repaired or refurbished on March 10, 2020. It was originally posted on April 17, 2019 Check the site archive.today for verification of pocbooks.com online presence.

Dear Perceptive Readers, This is going to be as succinct an article, as possible by me, for you professionals who want to understand the Visa and Mastercard Action Settlement. You may also want to register this as ethical business practices as well.

These 4 questions will be covered

What is a Class Action Settlement?
Did Visa and MasterCard break any laws?
Were you cheated or your rights violated?
Where can you find out more on how to proceed?
Read This Section on Ethics

To prepare your perceptive mind to make a balance decision on this business matter, read and listen to Ethics A and Ethics B

Ethics A) “Ethics: The field of ethics (or moral philosophy) involves systematizing, defending, and recommending concepts of right and wrong behavior. Philosophers today usually divide ethical theories into three general subject areas: metaethics, normative ethics, and applied ethics. Metaethics investigates where our ethical principles come from, and what they mean. Are they merely social inventions? Do they involve more than expressions of our individual emotions? Metaethical answers to these questions focus on the issues of universal truths, the will of God, the role of reason in ethical judgments, and the meaning of ethical terms themselves.” –https://www.iep.utm.edu/ethics/

Ethics B) Do you Understand Communication Ethics Principles? (Video)

VISA AND MASTERCARD CLASS ACTION SETTLEMENT

6.24 Billion Visa and Mastercard Class Action Settlement

This is a proposed $5.54–$6.24 billion settlement to provide payments to merchants who accepted Visa and Mastercard at any time from January 1, 2004.

1) What is a Class Action Settlement?

A class action is a procedural device that permits one or more plaintiffs to file and prosecute a lawsuit on behalf of a larger group, or “class”. – Cornell Law School – https://www.law.cornell.edu/wex/class_action

Just One Example: You own a business, as the innocent plaintiff, that has been hurt by another company’s business practices that violated/broke the law, now the defendant, in their dealings/transactions with you. Your fellow merchants, whether in the same location or country-wide experienced the same treatment.

This is what your experience/complaint results in: “ In a class action, people or businesses sue not only for themselves, but also on behalf of other people or businesses with similar legal claims and interests. Together all of these people or businesses with similar claims and interests form a class, and are class members.”

2) Did Visa and Mastercard break any laws?

This lawsuit is principally about the interchange fees attributable to merchants that accepted Visa or Mastercard credit or debit cards between January 1, 2004 and January 25, 2019, and Visa’s and Mastercard’s rules for merchants that have accepted those cards.

The Rule 23(b)(3) Class Plaintiffs claim that…

3) Were you cheated or your rights violated?

Rule 23(b)(3) Class Plaintiffs claim that Visa & Master Card its respective member banks, including the Bank Defendants violated the law(s) by carrying out the following practice(s):

Violated the law because they set interchange fees.

*They imposed and enforced rules that limited merchants from steering their customers to other payment methods. (E.g no-surcharge rules, no-discounting rules, honor-all-cards rules)

*Conspired together about some of the business practices challenged
• They continued in those activities despite the fact that Visa changed its corporate structure and became a publicly owned corporation after this case was filed.
• Conduct caused the merchants to pay excessive interchange fees
“The Defendants say they have done nothing wrong. They claim their business practices are legal, justified, the result of independent competition and have benefitted merchants and consumers.”
4) Where can you find out more on how to proceed?
Current Status
On January 24, 2019 the Court granted preliminary approval to the settlement filed on September 18, 2018. The Order is available
How do I ask for money from this settlement?
You must file a valid claim to get money from this Settlement. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b)(3) Settlement Class, you will receive a claim form in the mail or by email. If you do not receive a claim form and/or are not sure whether you are part of this settlement, contact the Class Administrator:
Call the toll-free number: 1-800-625-6440
Write to: Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530
Email: [email protected]
Concluding Information
This information is provided to you as an FYI. I very much realize how intelligent you readers are here. Yet, as has been stated, at times the thoroughness of documents made for taxes, court cases, and contracts can be a bit overwhelming for the best of us. Especially with people who have the creative mindset. Though you create complex music and art in general, you like to keep things simple, clean, and honest when it comes to business and professional matters. In general, most people wish such things of this nature could be so simple. All the same, this information is not to tell you what to do, but give you some idea on what it is about. – Regards, J.